The Vision to Wealth Process™

View Our Unique 8 Step Planning Process

In designing your financial plan we bring to bear three powerful forces to work toward your success:

1. Our in-house team of experienced professionals who work one on one with you throughout the entire process;

2. Our robust technology which allows us to analyze, consolidate, organize, design, and track your plan as well as providing an encrypted “vault” that can store copies of your important documents, such as trusts and wills, easily allowing you to share them with other professionals;

3. and lastly, our network of outside expert professionals, such as attorneys and accountants, with whom we will join you in meeting for the purpose of implementing each part of your plan.


Financial Planning Process

We have a unique eight-step process:

1. Guided Discovery: In a one-on-one meeting we will conduct a guided fact gathering, explore your financial priorities, and listen to your goals and concerns.

2. Input & Analysis: We will perform the heavy lifting of bringing together the various pieces of your financial life, analyze them for gaps, and then formulate your complete plan.

3. Define & Design: Clarify your values and goals – Together we focus in on discovering your values and goals, ensuring that they are the driving force of your financial plan.

4. Develop Your Personal Success Strategy: We carefully craft a plan that is unique to you, covering many aspects of planning such as: retirement, estate, investment, insurance, tax, education planning, even special projects.

5. Implement Your Personal Success Strategy: We come together to make final strategy decisions, implement insurance solutions and execute investment strategies.

6. Integrate Estate & Succession Planning: We join you in meeting with an attorney to draft estate and legal documents, as well as to define legacy or entity issues.

7. Summarize & Confirm Your Newly Deployed Plan: This meeting will confirm all new accounts and investments, and will clarify strategy details.

8. Monitor, Modify & Motivate: We will oversee your plan on a continual basis, monitoring your investments for needed adjustments and changes. Importantly, this is the phase where we stay in touch with you frequently keeping abreast of changes in your life that may necessitate changes in your plan.


Financial Plan Components

Each financial plan we develop is as unique as your own thumbprint. The plan will cover the following areas as they apply to your goals:

Retirement Planning: We’ll plan for the retirement of your dreams, whether that means golfing full time, traveling, continuing with work or starting a new vocation, performing charity work, or some combination entirely of your own creation.

Education Planning: For you, your children, grandchildren or anyone else you wish to assist.

Estate Planning: You’ll be well equipped for meeting with an attorney, ensuring that your estate plan works in concert with your overall financial plan. In addition, we will accompany you on your meetings to help facilitate the various thought processes and smooth implementation.

Tax Planning: We will help prepare you and accompany you on strategy meetings with your CPA so that this important aspect of your comprehensive financial plan is properly integrated.

Insurance Planning: We will review, analyze, and make recommendations on various aspects of insurance including life, health, long-term-care, and disability to ensure that you have just the appropriate amount of insurance.

Business Planning: We will help you with your business as it integrates with all the other moving parts of your financial life, including estate planning and succession planning. And we will work in concert with other professionals such as attorneys and accountants, again, to provide continuity of your overall financial plan.

Investment Planning: This is the engine for your plan. We’ll design and implement a custom investment plan geared towards pursuing all your goals, while integrating your time horizon and risk tolerance. We are able to utilize institutional investment tools that are scientifically designed.

Special Project Planning: We’ll help you plan for other special goals such as buying a new or second home, purchasing a boat, or planning for a special event such as a wedding.

Once the plan is approved by you, we implement each step and continue to monitor and adjust over time to keep investments in balance and to measure progress. We are very hands on with our clients, keeping in close contact throughout the year and meeting face to face at least once a year.

We guide you every step of the way. We handle all the analysis, plan construction, investment research and recommendations, so that you can attend to the truly important aspects of your life – those parts that you can’t delegate to anyone else – your family, faith, health and career.