Are you a widow? Or do you know a widow?

If so, there are some things that need to be understood:

1. This is not a quick process
2. There is little that needs done immediately
3. Everyone deals with this differently emotionally, physically and spiritually
4. No one really understands what you’re going through
5. People will be clumsy with what they say and how they act around you, but they
mean well.
6. There is a process to find your new normal
7. To be complete it may take three to five years
8. It is okay to cry!

So if this is where you have found yourself, understand that it is helpful to find someone
that has taken other windows through the process to find their new normal.

Financial decisions are different. Decisions are lonely. Days seem like an eternity. It
can be scary. You will survive! But sometimes it will not seem like it.

So putting a plan in place, having “The Vision to Wealth Process®” as a tool to help
you deal with the financial decisions that lead to your new “normal” is extremely
healthy in minimizing the stress and anxiety of this process.

The Ultimate goal is to get things in order so that decisions become easier, problems
loom smaller and life goes smoother. No one can replace who you just lost, but life
will go on and gradually become easier as your new normal becomes defined and
established.

So my advice to those that are trying to go through this process on their own would be
to find a financial advocate. Someone that understands in general terms the process
and circumstances you are facing. They put order into your financial decisions and life
so the circumstances that you find yourself in are more bearable. These words will not
solve your circumstances but hopefully they lead you in a better direction.

Sincerely,

Wayne von Borstel, CLU, ChFC, CFP®, MSFS

The opinions voiced in this material are for general information only and are not intended
to provide specific advice or recommendations for any individual. To determine which
investment(s) may be appropriate for you, consult your financial advisor prior to investing.