Wayne von Borstel CFP®, CKA®, MSFS, ChFC®, CLU®, Author at von Borstel & Associates

16 Jan

If You are Worried About Your Retirement, You Are Not Alone

Retirement might be years away for you, but you have this persistent nagging feeling inside. You might even be comparing your financial situation to specific friends, coworkers, or peers around you. You observe that you are the less financially prepared

02 Jan

4 Ways to Minimize Your Debt Today

As of September 2012, the U.S.’s total revolving debt stood at $852 billion (98% of which is made up of credit card debt). The total amount of U.S. consumer debt stood at $2.43 trillion. It’s not a surprise to say

17 Dec

4 End of the Year Tax Considerations

I, for one, am all for paying taxes later. I’ve never been in the mode to pay my taxes any earlier than I need to. But this year may be different! It seems to me that it is very apparent

15 Oct

SUCCESSFUL RETIREMENT……Ready, Set, Hut, Hut……

It is football season! Your favorite team is playing. Win, lose or draw most of our financial lives will be the same. It is glorious to go to a fall game. The Excitement, crowd, halftime, tailgating and all the celebration

25 Sep

Realistic Expectations

The animal species called human? Isn’t it interesting how we react? The emotions that we let control are financial decisions, let control our friendships, our faith and the actions we take. How can we as animals be so emotional, so

15 Aug

Wayne’s World is going Blog!

It is with great interest that I have become a part of the “blog” world! If you told me years ago I would ever do this I would have laughed. But today I feel that I have a lot to

23 May

Don’t forget your map

What is planning? Why should I plan? You can’t find the time? Maybe tomorrow? Are these all thoughts that you’ve had when you are thinking of doing planning? Do you know friends that convince themselves planning is not necessary or