It seems so simple: name the beneficiary and be done. You never need to think about it again. Interestingly, one of the hardest things we do in our practice is helping clients manage beneficiaries. I suppose one of the problems
Why planning? I’ve been in this business for four decades now. The longer I’m here, the more I believe and see examples of why planning is good. Less stress, better prepared, and better reactions because: Organization We have thought through
I truly hope you’ve never had the unfortunate experience of listening to Meghan Trainor’s single “All About That Bass” released some 10 years ago. But when it comes to taxes on non-retirement accounts, it IS all about that BASIS. What
Decisions: Based on facts or delusion? What do we believe about life, politics, and circumstances? Much of what we believe is based on what we hear. What we take in from the news media, radio, and talk shows hosts a
Needle in the Haystack Pop quiz! Question 1: Do stocks outperform one-month US Treasury Bills? Question 2: Are individual stocks likely to outperform one-month US Treasury Bills? You might say, Craig, those two questions are asking the same thing! And
Who will win in your life? Will you become a statistic that the majority of people in the richest country in the world retire with less than $50,000 in the bank? Success…… is that created from emotion. When we are emotional
It is interesting where you learn something. I was sitting in a meeting, bored, tired and only half listening when the speaker said how the word ought is the most useless word in the English language. That got my mind
It is interesting to be in the business of coaching. Many people identify me as a financial planner, however, what I really am is a financial coach. I coach people to have better actions, better habits and ultimately, as a
A friend, mentor, and father like figure to me in business was Jack Howe. Some would say that he was not easy to get along with, some would say he pushed too hard. But what he possessed was determination. He
As human beings we want to feel we belong. After all, being part of the group is instinctual to our survival. We are taught from a young age to not make a scene, to be mindful of what we say