It is with great interest that I have become a part of the “blog” world!  If you told me years ago I would ever do this I would have laughed.  But today I feel that I have a lot to

What is planning?  Why should I plan?  You can’t find the time?  Maybe tomorrow?  Are these all thoughts that you’ve had when you are thinking of doing planning? Do you know friends that convince themselves planning is not necessary or